One that will introduce you to the new reality of the future. Please see below. Mark Miller: After the Crash, a New Realism Emerges About RetirementBy Mark Miller The huge generation of baby boomers now approaching retirement has been forced to stop kidding themselves. Housing values and stock prices won't appreciate forever. Home equity can't be raided at will to finance expensive travel and second homes at least not . For example, you can create rules to have the lights turn on when motion is detected, have your doors unlock when a smoke alarm goes off, and have a camera begin recording when a sensor is triggered.Some systems store recorded video locally on an SD card or a solid state drive, while others offer cloud storage.Locally stored video is a good choice for do it yourselfers on a budget, but you have to be careful not to Linkoverwrite video you may need later.Cloud Linkstorage makes it easy to store and access recorded video, but Linkit can cost hundreds of dollars per year depending on your subscription.Some Linksystems offer both cloud storage and local storage, Linkand some provide a dedicated storage drive that gives you DVR capabilities with time lapse recording, which makes it easy to find a video event that took place at a specific point in time.All of the systems we've Linktested feature an app that lets you use your smartphone as yourLink command center to arm and disarm the system, create rules, add and delete components, and receive push notifications when alarms are triggered.Most apps also allow you to do things like view live and recorded Linkvideo, lock and unlock doors, Linkchange thermostat settings, and silence alarms.Some apps will even use your phone's location services to Linkautomatically arm and disarm the system according to your physical location.The more expensive systems usually come with a wall mounted Linkpanel that acts as a communicationsLink hub, with a touch screen display that allows you to do everything the app does.The display lets youLink communicate with a professional monitoringLink service when an alarm is triggered and view video from any of the installed security cameras.While many systems use wireless components that are installed using double sided tape, some high end systems use components that require professional Linkinstallation. Arlen Specter went on CBS News' "Face The Nation" with.